:root {
    --ink: #20213f;
    --ink-soft: #555872;
    --muted: #7c7f97;
    --paper: #fbfaf7;
    --surface: #ffffff;
    --surface-soft: #f4f1f8;
    --violet: #5146d8;
    --violet-dark: #3c34ae;
    --violet-light: #ece9ff;
    --coral: #f57f68;
    --green: #24745b;
    --green-soft: #e9f5ef;
    --border: rgba(32, 33, 63, 0.11);
    --shadow: 0 24px 70px rgba(44, 39, 91, 0.11);
    --radius-lg: 28px;
    --radius-md: 18px;
  }

  * { box-sizing: border-box; }
  html { scroll-behavior: smooth; }
  body {
    margin: 0;
    background: var(--paper);
    color: var(--ink);
    font-family: "Manrope", sans-serif;
    -webkit-font-smoothing: antialiased;
  }
  button, input { font: inherit; }
  button, a { -webkit-tap-highlight-color: transparent; }
  a { color: inherit; }

  .app-shell { min-height: 100vh; overflow: hidden; }
  .site-header {
    position: sticky;
    top: 0;
    z-index: 50;
    background: rgba(251, 250, 247, 0.9);
    border-bottom: 1px solid var(--border);
    backdrop-filter: blur(18px);
  }
  .header-inner {
    width: min(1180px, calc(100% - 40px));
    min-height: 78px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 28px;
  }
  .brand {
    display: inline-flex;
    align-items: center;
    gap: 11px;
    text-decoration: none;
  }
  .brand img { width: 43px; height: 43px; object-fit: cover; border-radius: 50%; }
  .brand span { display: flex; flex-direction: column; }
  .brand strong {
    font-family: "Bricolage Grotesque", sans-serif;
    font-size: 17px;
    line-height: 1.1;
    letter-spacing: -0.2px;
  }
  .brand small { margin-top: 3px; color: var(--muted); font-size: 11px; font-weight: 700; }

  .progress { display: flex; align-items: center; gap: 8px; }
  .progress-step { display: flex; align-items: center; gap: 7px; color: var(--muted); }
  .progress-step::after {
    content: "";
    width: 34px;
    height: 1px;
    margin: 0 3px;
    background: var(--border);
  }
  .progress-step:last-child::after { display: none; }
  .progress-step > span {
    width: 27px;
    height: 27px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    border: 1px solid var(--border);
    background: var(--surface);
    font-size: 11px;
    font-weight: 800;
  }
  .progress-step small { font-size: 11px; font-weight: 700; }
  .progress-step.active { color: var(--violet); }
  .progress-step.active > span { background: var(--violet); border-color: var(--violet); color: #fff; }
  .progress-step.complete > span { background: var(--green); border-color: var(--green); color: #fff; }

  .hero-layout {
    width: min(1180px, calc(100% - 40px));
    margin: 0 auto;
    padding: 72px 0 76px;
    display: grid;
    grid-template-columns: minmax(0, 0.83fr) minmax(570px, 1.17fr);
    gap: 72px;
    align-items: start;
    position: relative;
  }
  .hero-layout::before {
    content: "";
    position: absolute;
    width: 460px;
    height: 460px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(188,155,254,.22), transparent 68%);
    left: -260px;
    top: -80px;
    pointer-events: none;
  }
  .hero-copy { padding-top: 42px; position: sticky; top: 118px; }
  .eyebrow, .section-kicker {
    display: inline-block;
    color: var(--violet);
    font-size: 11px;
    line-height: 1;
    letter-spacing: 1.45px;
    text-transform: uppercase;
    font-weight: 800;
  }
  .hero-copy h1, .offers-heading h1 {
    max-width: 720px;
    margin: 17px 0 20px;
    font-family: "Bricolage Grotesque", sans-serif;
    font-size: clamp(43px, 5vw, 67px);
    line-height: .98;
    letter-spacing: -2.3px;
    font-weight: 650;
  }
  .hero-copy h1 em { color: var(--violet); font-style: normal; }
  .hero-lead, .offers-heading > div > p {
    max-width: 590px;
    margin: 0;
    color: var(--ink-soft);
    font-size: 17px;
    line-height: 1.75;
  }
  .trust-list { margin-top: 31px; display: grid; gap: 13px; }
  .trust-item { display: flex; align-items: flex-start; gap: 12px; }
  .trust-item > span {
    width: 25px;
    height: 25px;
    flex: 0 0 auto;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: var(--green-soft);
    color: var(--green);
    font-size: 12px;
    font-weight: 900;
  }
  .trust-item div { display: flex; flex-direction: column; gap: 2px; }
  .trust-item strong { font-size: 13px; }
  .trust-item small { color: var(--muted); font-size: 11px; line-height: 1.5; }
  .hero-note {
    margin-top: 31px;
    max-width: 470px;
    padding: 15px 17px;
    display: flex;
    align-items: flex-start;
    gap: 11px;
    border: 1px solid var(--border);
    border-radius: 15px;
    background: rgba(255,255,255,.55);
  }
  .hero-note-icon {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    flex: 0 0 auto;
    background: var(--ink);
    color: #fff;
    font-size: 11px;
    font-weight: 800;
  }
  .hero-note p { margin: 0; color: var(--ink-soft); font-size: 11px; line-height: 1.65; }

  .calculator-card {
    position: relative;
    z-index: 2;
    padding: 29px;
    background: rgba(255,255,255,.9);
    border: 1px solid rgba(32,33,63,.09);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
  }
  .card-heading { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 22px; }
  .card-heading h2, .section-heading h2, .next-step-card h2 {
    margin: 7px 0 0;
    font-family: "Bricolage Grotesque", sans-serif;
    font-size: 28px;
    line-height: 1.08;
    letter-spacing: -0.8px;
  }
  .time-badge {
    padding: 7px 10px;
    border-radius: 999px;
    background: var(--surface-soft);
    color: var(--ink-soft);
    font-size: 10px;
    font-weight: 800;
    white-space: nowrap;
  }
  .loan-sections { display: grid; gap: 14px; }
  .loan-section {
    padding: 19px;
    border: 1px solid var(--border);
    border-radius: 19px;
    background: #fff;
  }
  .loan-section.new { background: #fcfbff; border-color: rgba(81,70,216,.18); }
  .loan-section-heading { display: flex; align-items: center; gap: 9px; margin-bottom: 18px; }
  .loan-section-heading > span {
    width: 27px;
    height: 27px;
    display: grid;
    place-items: center;
    border-radius: 9px;
    background: var(--surface-soft);
    color: var(--violet);
    font-size: 10px;
    font-weight: 800;
  }
  .loan-section.new .loan-section-heading > span { background: var(--violet); color: #fff; }
  .loan-section-heading h3 { margin: 0; font-size: 13px; }
  .field-group { margin-bottom: 16px; }
  .field-label-row { display: flex; justify-content: space-between; align-items: center; gap: 18px; margin-bottom: 8px; }
  .field-label-row label { color: var(--ink-soft); font-size: 11px; font-weight: 700; }
  .field-label-row output {
    padding: 4px 8px;
    border-radius: 8px;
    background: var(--surface-soft);
    color: var(--ink);
    font-size: 11px;
    font-weight: 800;
    white-space: nowrap;
  }
  .range-input {
    width: 100%;
    height: 4px;
    margin: 5px 0 0;
    appearance: none;
    border-radius: 99px;
    background: linear-gradient(to right, var(--violet) 0 var(--range-progress), #e7e5ed var(--range-progress) 100%);
    cursor: pointer;
  }
  .range-input::-webkit-slider-thumb {
    appearance: none;
    width: 18px;
    height: 18px;
    border: 4px solid #fff;
    border-radius: 50%;
    background: var(--violet);
    box-shadow: 0 2px 9px rgba(40,34,111,.28);
  }
  .range-input::-moz-range-thumb {
    width: 11px;
    height: 11px;
    border: 4px solid #fff;
    border-radius: 50%;
    background: var(--violet);
    box-shadow: 0 2px 9px rgba(40,34,111,.28);
  }
  .range-input:focus-visible { outline: 3px solid rgba(81,70,216,.2); outline-offset: 7px; }
  .field-hint { margin: 8px 0 0; color: var(--muted); font-size: 9.5px; line-height: 1.45; }
  .range-markers { display: flex; justify-content: space-between; margin-top: 7px; color: var(--muted); font-size: 8.5px; font-weight: 700; }
  .effective-row {
    margin-top: 4px;
    padding-top: 14px;
    border-top: 1px solid var(--border);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
  }
  .effective-row > span { display: inline-flex; align-items: center; color: var(--ink-soft); font-size: 10px; font-weight: 700; }
  .effective-row > strong { color: var(--violet); font-size: 15px; }
  .effective-row > strong.positive { color: var(--green); }
  .tooltip-wrap { position: relative; display: inline-flex; }
  .tooltip-button {
    width: 18px;
    height: 18px;
    margin-left: 6px;
    padding: 0;
    border: 1px solid rgba(81,70,216,.25);
    border-radius: 50%;
    background: var(--violet-light);
    color: var(--violet);
    font-size: 10px;
    font-weight: 900;
    cursor: pointer;
  }
  .tooltip-content {
    position: absolute;
    left: 50%;
    bottom: calc(100% + 9px);
    z-index: 20;
    width: 225px;
    padding: 11px 12px;
    transform: translateX(-50%);
    border-radius: 11px;
    background: var(--ink);
    color: #fff;
    box-shadow: 0 12px 30px rgba(32,33,63,.23);
    font-size: 10px;
    font-weight: 500;
    line-height: 1.55;
  }
  .primary-button, .secondary-button, .quiet-button, .text-button, .email-row button {
    border: 0;
    cursor: pointer;
    transition: transform .18s ease, box-shadow .18s ease, background .18s ease;
  }
  .primary-button {
    width: 100%;
    min-height: 53px;
    margin-top: 5px;
    padding: 0 19px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    border-radius: 15px;
    background: var(--violet);
    color: #fff;
    box-shadow: 0 12px 28px rgba(81,70,216,.25);
    font-size: 13px;
    font-weight: 800;
  }
  .primary-button:hover { transform: translateY(-1px); background: var(--violet-dark); box-shadow: 0 16px 32px rgba(81,70,216,.3); }
  .primary-button:focus-visible, .secondary-button:focus-visible, .quiet-button:focus-visible, .text-button:focus-visible, .email-row button:focus-visible { outline: 3px solid rgba(81,70,216,.25); outline-offset: 3px; }
  .button-note { margin: 10px 0 0; text-align: center; color: var(--muted); font-size: 9.5px; }

  .how-it-works, .faq-section {
    width: min(1080px, calc(100% - 40px));
    margin: 0 auto;
    padding: 78px 0;
  }
  .how-it-works { border-top: 1px solid var(--border); }
  .section-heading.centered { text-align: center; }
  .section-heading h2 { font-size: 37px; }
  .steps-grid { margin-top: 35px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 15px; }
  .info-step {
    padding: 25px;
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    background: rgba(255,255,255,.65);
  }
  .info-step > span {
    width: 31px;
    height: 31px;
    display: grid;
    place-items: center;
    border-radius: 10px;
    background: var(--violet-light);
    color: var(--violet);
    font-size: 11px;
    font-weight: 900;
  }
  .info-step h3 { margin: 23px 0 8px; font-family: "Bricolage Grotesque", sans-serif; font-size: 19px; }
  .info-step p { margin: 0; color: var(--ink-soft); font-size: 12px; line-height: 1.7; }

  .faq-section { padding-top: 35px; display: grid; grid-template-columns: .78fr 1.22fr; gap: 70px; align-items: start; }
  .faq-list { border-top: 1px solid var(--border); }
  .faq-list details { border-bottom: 1px solid var(--border); }
  .faq-list summary {
    padding: 20px 34px 20px 0;
    position: relative;
    list-style: none;
    cursor: pointer;
    font-family: "Bricolage Grotesque", sans-serif;
    font-size: 16px;
    font-weight: 650;
  }
  .faq-list summary::-webkit-details-marker { display: none; }
  .faq-list summary::after { content: "+"; position: absolute; right: 4px; top: 18px; color: var(--violet); font-size: 22px; font-weight: 400; }
  .faq-list details[open] summary::after { content: "–"; }
  .faq-list details p { margin: -4px 40px 20px 0; color: var(--ink-soft); font-size: 12px; line-height: 1.75; }

  .page-section { width: min(1100px, calc(100% - 40px)); margin: 0 auto; padding: 56px 0 90px; }
  .text-button {
    padding: 7px 0;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: transparent;
    color: var(--violet);
    font-size: 11px;
    font-weight: 800;
  }
  .result-layout { margin-top: 24px; display: grid; grid-template-columns: minmax(0, 1.08fr) minmax(350px, .92fr); gap: 20px; align-items: start; }
  .result-card, .next-step-card {
    border-radius: var(--radius-lg);
    border: 1px solid var(--border);
    box-shadow: var(--shadow);
  }
  .result-card { min-height: 610px; padding: clamp(30px, 5vw, 55px); display: flex; flex-direction: column; }
  .positive-card { background: linear-gradient(145deg, #26284e 0%, #343561 100%); color: #fff; }
  .result-card.neutral { background: #fff; }
  .result-eyebrow { color: rgba(255,255,255,.62); font-size: 10px; letter-spacing: 1.4px; text-transform: uppercase; font-weight: 800; }
  .result-card.neutral .result-eyebrow { color: var(--violet); }
  .result-card.neutral h1 {
    margin: 23px 0 16px;
    font-family: "Bricolage Grotesque", sans-serif;
    font-size: clamp(35px, 5vw, 52px);
    line-height: 1.03;
    letter-spacing: -1.5px;
  }
  .result-big-number {
    margin: 45px 0 0;
    font-family: "Bricolage Grotesque", sans-serif;
    font-size: clamp(64px, 9vw, 94px);
    line-height: .85;
    letter-spacing: -3px;
    font-weight: 700;
  }
  .result-big-label { margin: 15px 0 0; color: rgba(255,255,255,.66); font-size: 13px; font-weight: 700; }
  .result-intro { margin: 34px 0 0; color: rgba(255,255,255,.74); font-size: 14px; line-height: 1.75; }
  .result-card.neutral .result-intro { color: var(--ink-soft); }
  .result-intro strong { color: #fff; }
  .result-comparison {
    margin-top: 32px;
    padding: 18px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    gap: 18px;
    border: 1px solid rgba(255,255,255,.13);
    border-radius: 17px;
    background: rgba(255,255,255,.06);
  }
  .result-card.neutral .result-comparison { border-color: var(--border); background: var(--surface-soft); }
  .result-comparison > div { display: flex; flex-direction: column; gap: 5px; }
  .result-comparison > div:last-child { text-align: right; }
  .result-comparison small { color: rgba(255,255,255,.55); font-size: 9px; font-weight: 700; }
  .result-card.neutral .result-comparison small { color: var(--muted); }
  .result-comparison strong { font-size: 14px; }
  .break-even {
    margin-top: 14px;
    padding: 17px 18px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    border-radius: 17px;
    background: rgba(188,155,254,.13);
    border: 1px solid rgba(188,155,254,.18);
  }
  .break-even > div { display: flex; flex-direction: column; gap: 4px; white-space: nowrap; }
  .break-even span { color: rgba(255,255,255,.55); font-size: 9px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; }
  .break-even strong { font-size: 17px; }
  .break-even p { margin: 0; color: rgba(255,255,255,.65); font-size: 10px; line-height: 1.55; }
  .result-disclaimer { margin: auto 0 0; padding-top: 26px; color: rgba(255,255,255,.43); font-size: 9.5px; line-height: 1.65; }
  .result-card.neutral .result-disclaimer { color: var(--muted); }

  .next-step-card { padding: 31px; background: #fff; }
  .next-step-card h2 { font-size: 32px; }
  .next-step-card > p { margin: 15px 0 0; color: var(--ink-soft); font-size: 12px; line-height: 1.75; }
  .mini-process { margin: 24px 0; padding: 17px 0; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); display: grid; gap: 13px; }
  .mini-process > div { display: flex; align-items: flex-start; gap: 10px; }
  .mini-process span {
    width: 22px;
    height: 22px;
    flex: 0 0 auto;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: var(--violet-light);
    color: var(--violet);
    font-size: 9px;
    font-weight: 900;
  }
  .mini-process p { margin: 2px 0 0; color: var(--ink-soft); font-size: 10px; line-height: 1.5; }
  .quiet-button { width: 100%; margin-top: 9px; padding: 10px; background: transparent; color: var(--muted); font-size: 10px; font-weight: 700; text-decoration: underline; }

  .newsletter-section { max-width:640px; margin:48px auto; padding:0 20px; scroll-margin-top:100px; }
  .email-capture { margin-top: 5px; padding: 17px; border-radius: 17px; background: var(--surface-soft); }
  .email-capture h3 { margin: 0 0 6px; font-family: "Bricolage Grotesque", sans-serif; font-size: 16px; }
  .email-capture > p { margin: 0 0 13px; color: var(--ink-soft); font-size: 9.5px; line-height: 1.55; }
  .email-capture label { display: block; margin-bottom: 6px; color: var(--ink-soft); font-size: 9px; font-weight: 800; }
  .email-row { display: grid; grid-template-columns: 1fr auto; gap: 7px; }
  .email-row input {
    min-width: 0;
    height: 42px;
    padding: 0 11px;
    border: 1px solid var(--border);
    border-radius: 11px;
    background: #fff;
    color: var(--ink);
    font-size: 10px;
    outline: none;
  }
  .email-row input:focus { border-color: var(--violet); box-shadow: 0 0 0 3px rgba(81,70,216,.1); }
  .email-row button { padding: 0 13px; border-radius: 11px; background: var(--ink); color: #fff; font-size: 9.5px; font-weight: 800; }
  .email-row button:disabled { opacity: .6; cursor: wait; }
  .email-capture > small { display: block; margin-top: 8px; color: var(--muted); font-size: 8px; line-height: 1.55; }
  .email-capture a { color: var(--violet); }
  .form-error { margin: 8px 0 0 !important; color: #a43838 !important; font-size: 9px !important; }
  .email-success {
    padding: 17px;
    display: flex;
    align-items: center;
    gap: 12px;
    border-radius: 17px;
    background: var(--green-soft);
    color: var(--green);
  }
  .email-success > span { width: 27px; height: 27px; display: grid; place-items: center; border-radius: 50%; background: var(--green); color: #fff; font-weight: 900; }
  .email-success strong { font-size: 11px; }
  .email-success p { margin: 2px 0 0; font-size: 9px; }

  .offers-page { max-width: 1180px; }
  .offers-heading { margin-top: 30px; display: grid; grid-template-columns: minmax(0,1fr) 290px; gap: 70px; align-items: end; }
  .offers-heading h1 { margin-bottom: 16px; font-size: clamp(42px, 5vw, 61px); }
  .saving-summary {
    padding: 21px;
    display: flex;
    flex-direction: column;
    gap: 5px;
    border-radius: 18px;
    background: var(--ink);
    color: #fff;
  }
  .saving-summary span { color: rgba(255,255,255,.56); font-size: 9px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; }
  .saving-summary strong { font-family: "Bricolage Grotesque", sans-serif; font-size: 28px; }
  .saving-summary small { color: rgba(255,255,255,.55); font-size: 8.5px; line-height: 1.5; }
  .affiliate-disclosure {
    margin-top: 35px;
    padding: 14px 16px;
    display: flex;
    align-items: flex-start;
    gap: 10px;
    border: 1px solid var(--border);
    border-radius: 14px;
    background: rgba(255,255,255,.55);
  }
  .affiliate-disclosure > span { width: 19px; height: 19px; flex: 0 0 auto; display: grid; place-items: center; border-radius: 50%; background: var(--ink); color: #fff; font-size: 9px; font-weight: 800; }
  .affiliate-disclosure p { margin: 0; color: var(--ink-soft); font-size: 9.5px; line-height: 1.65; }
  .offers-grid { margin-top: 18px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
  .affiliate-card {
    min-height: 425px;
    padding: 23px;
    display: flex;
    flex-direction: column;
    border: 1px solid var(--border);
    border-radius: 21px;
    background: #fff;
    text-decoration: none;
    box-shadow: 0 14px 38px rgba(44,39,91,.06);
    transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
  }
  .affiliate-card:hover { transform: translateY(-3px); border-color: rgba(81,70,216,.28); box-shadow: 0 22px 45px rgba(44,39,91,.11); }
  .affiliate-topline { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
  .affiliate-tag { padding: 5px 8px; border-radius: 999px; background: var(--violet-light); color: var(--violet); font-size: 8px; font-weight: 800; }
  .ad-label { color: var(--muted); font-size: 7.5px; letter-spacing: .8px; text-transform: uppercase; font-weight: 800; }
  .affiliate-card h2 { margin: 28px 0 7px; font-family: "Bricolage Grotesque", sans-serif; font-size: 27px; letter-spacing: -.5px; }
  .affiliate-desc { min-height: 40px; margin: 0; color: var(--ink-soft); font-size: 10.5px; line-height: 1.6; }
  .rate-example { margin-top: 25px; padding: 15px 0; display: flex; flex-direction: column; align-items: flex-start; gap: 2px; }
  .rate-example span { max-width: 80px; color: var(--muted); font-size: 8px; line-height: 1.35; }
  .rate-example strong { font-family: "Bricolage Grotesque", sans-serif; font-size: 27px; }
  .affiliate-cta { margin-top: 20px; color: var(--violet); font-size: 11px; font-weight: 800; }
  .legal-example { margin: auto 0 0; padding-top: 22px; color: var(--muted); font-size: 7.8px; line-height: 1.55; }
  .offers-email-wrap { max-width: 570px; margin: 35px auto 0; }
  .offers-footer-actions { max-width: 350px; margin: 28px auto 0; }
  .secondary-button { width: 100%; min-height: 46px; border-radius: 13px; background: var(--surface-soft); color: var(--violet); font-size: 11px; font-weight: 800; }
  .secondary-button:hover { background: var(--violet-light); }

  .site-footer { margin-top: 10px; border-top: 1px solid var(--border); background: #fff; }
  .footer-inner {
    width: min(1180px, calc(100% - 40px));
    min-height: 120px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
  }
  .footer-brand { display: flex; align-items: center; gap: 12px; }
  .footer-brand img { width: 37px; height: 37px; border-radius: 50%; }
  .footer-brand strong { font-family: "Bricolage Grotesque", sans-serif; font-size: 14px; }
  .footer-brand p { margin: 3px 0 0; color: var(--muted); font-size: 9px; }
  .footer-links { display: flex; align-items: center; gap: 20px; color: var(--muted); font-size: 9px; }
  .footer-links a { color: var(--violet); }
  .scroll-top {
    position: fixed;
    right: 22px;
    bottom: 22px;
    z-index: 40;
    height: 42px;
    padding: 0 16px;
    border: 0;
    border-radius: 21px;
    background: var(--ink);
    color: #fff;
    box-shadow: 0 9px 24px rgba(32,33,63,.22);
    font-size: 13px;
    font-weight: 700;
    cursor: pointer;
  }

  @media (max-width: 980px) {
    .hero-layout { grid-template-columns: 1fr; gap: 38px; padding-top: 55px; }
    .hero-copy { position: static; padding-top: 0; max-width: 700px; }
    .calculator-card { max-width: 760px; }
    .faq-section { grid-template-columns: 1fr; gap: 30px; }
    .result-layout { grid-template-columns: 1fr; }
    .result-card { min-height: auto; }
    .offers-heading { grid-template-columns: 1fr; gap: 25px; }
    .saving-summary { max-width: 330px; }
    .offers-grid { grid-template-columns: 1fr; }
    .affiliate-card { min-height: 0; }
    .affiliate-desc { min-height: 0; }
    .legal-example { margin-top: 24px; }
  }

  @media (max-width: 720px) {
    .header-inner, .hero-layout, .how-it-works, .faq-section, .page-section, .footer-inner { width: min(100% - 28px, 1180px); }
    .header-inner { min-height: 68px; }
    .brand img { width: 37px; height: 37px; }
    .brand small { display: none; }
    .progress-step small, .progress-step::after { display: none; }
    .progress { gap: 5px; }
    .hero-layout { padding: 45px 0 55px; }
    .hero-copy h1, .offers-heading h1 { font-size: 45px; letter-spacing: -1.6px; }
    .hero-lead, .offers-heading > div > p { font-size: 15px; }
    .calculator-card { padding: 19px; border-radius: 22px; }
    .card-heading h2 { font-size: 24px; }
    .loan-section { padding: 16px; }
    .steps-grid { grid-template-columns: 1fr; }
    .how-it-works, .faq-section { padding: 55px 0; }
    .section-heading h2 { font-size: 31px; }
    .page-section { padding: 38px 0 65px; }
    .result-card, .next-step-card { border-radius: 22px; }
    .result-card { padding: 30px 23px; }
    .result-big-number { margin-top: 36px; font-size: 64px; }
    .break-even { align-items: flex-start; flex-direction: column; gap: 11px; }
    .next-step-card { padding: 25px 21px; }
    .next-step-card h2 { font-size: 28px; }
    .email-row { grid-template-columns: 1fr; }
    .email-row button { min-height: 42px; }
    .footer-inner { min-height: 145px; flex-direction: column; align-items: flex-start; justify-content: center; }
    .footer-links { width: 100%; justify-content: space-between; }
  }

  @media (max-width: 430px) {
    .hero-copy h1, .offers-heading h1 { font-size: 40px; }
    .trust-item small { max-width: 250px; }
    .calculator-card { padding: 15px; }
    .card-heading { padding: 4px 2px 0; }
    .time-badge { display: none; }
    .loan-section { border-radius: 16px; }
    .field-label-row { gap: 8px; }
    .field-label-row label { font-size: 10px; }
    .result-comparison { gap: 8px; padding: 14px 12px; }
    .result-comparison strong { font-size: 11px; }
    .affiliate-card { padding: 20px; }
  }

  /* V2: tydeligere typografi, roligere uttrykk og mindre luft på mobil */
  :root {
    --ink-soft: #41445d;
    --muted: #62657b;
    --border: rgba(32, 33, 63, 0.15);
  }

  body {
    font-size: 16px;
    line-height: 1.6;
  }

  .eyebrow,
  .section-kicker,
  .result-eyebrow,
  .saving-summary span,
  .break-even span,
  .ad-label {
    text-transform: none;
    letter-spacing: 0;
  }

  .eyebrow,
  .section-kicker {
    font-size: 14px;
    line-height: 1.35;
    font-weight: 750;
  }

  .brand strong { font-size: 19px; }
  .brand small { font-size: 13px; font-weight: 600; }
  .progress-step small { font-size: 13px; }
  .progress-step > span { font-size: 13px; }

  .hero-copy h1,
  .offers-heading h1 {
    letter-spacing: -1.7px;
  }
  .hero-lead,
  .offers-heading > div > p {
    color: var(--ink-soft);
    font-size: 18px;
    line-height: 1.65;
  }
  .trust-list { gap: 12px; }
  .trust-item strong { font-size: 15px; }
  .trust-item small {
    color: var(--muted);
    font-size: 13px;
    line-height: 1.45;
  }
  .hero-note p {
    color: var(--ink-soft);
    font-size: 13px;
    line-height: 1.55;
  }

  .card-heading h2,
  .section-heading h2,
  .next-step-card h2 {
    letter-spacing: -0.55px;
  }
  .time-badge { font-size: 12px; }
  .loan-section-heading > span { font-size: 12px; }
  .loan-section-heading h3 { font-size: 15px; }
  .field-label-row label {
    color: var(--ink-soft);
    font-size: 14px;
  }
  .field-label-row output {
    font-size: 14px;
    padding: 6px 10px;
  }
  .field-hint {
    color: var(--muted);
    font-size: 12.5px;
    line-height: 1.5;
  }
  .range-markers {
    color: var(--muted);
    font-size: 11.5px;
  }
  .effective-row > span {
    color: var(--ink-soft);
    font-size: 13px;
  }
  .effective-row > strong { font-size: 18px; }
  .tooltip-button { font-size: 12px; }
  .tooltip-content {
    font-size: 13px;
    line-height: 1.5;
  }
  .primary-button {
    font-size: 15px;
    font-weight: 750;
  }
  .button-note {
    color: var(--muted);
    font-size: 12.5px;
    line-height: 1.45;
  }

  .section-heading.centered,
  .section-heading {
    text-align: left;
  }
  .how-it-works .section-heading { max-width: 700px; }
  .info-step h3 { font-size: 21px; }
  .info-step p {
    color: var(--ink-soft);
    font-size: 14.5px;
    line-height: 1.65;
  }
  .faq-list summary { font-size: 18px; }
  .faq-list details p {
    color: var(--ink-soft);
    font-size: 15px;
    line-height: 1.7;
  }

  .text-button { font-size: 14px; }
  .result-eyebrow {
    font-size: 14px;
    font-weight: 700;
  }
  .result-big-label { font-size: 16px; }
  .result-intro {
    color: rgba(255,255,255,.84);
    font-size: 17px;
    line-height: 1.65;
  }
  .result-comparison small {
    color: rgba(255,255,255,.72);
    font-size: 13px;
  }
  .result-comparison strong { font-size: 16px; }
  .break-even span {
    color: rgba(255,255,255,.72);
    font-size: 13px;
  }
  .break-even strong { font-size: 20px; }
  .break-even p {
    color: rgba(255,255,255,.78);
    font-size: 14px;
    line-height: 1.55;
  }
  .result-disclaimer {
    color: rgba(255,255,255,.68);
    font-size: 12.5px;
    line-height: 1.6;
  }

  .result-card.modest-card {
    background: #f2f0fb;
    color: var(--ink);
    border-color: rgba(81,70,216,.2);
  }
  .modest-card .result-eyebrow { color: var(--violet); }
  .modest-card .result-big-number { color: var(--ink); }
  .modest-card .result-big-label,
  .modest-card .result-intro,
  .modest-card .result-comparison small,
  .modest-card .break-even span,
  .modest-card .break-even p,
  .modest-card .result-disclaimer { color: var(--ink-soft); }
  .modest-card .result-intro strong,
  .modest-card .result-comparison strong,
  .modest-card .break-even strong { color: var(--ink); }
  .modest-card .result-comparison,
  .modest-card .break-even {
    border-color: rgba(32,33,63,.14);
    background: rgba(255,255,255,.6);
  }

  .next-step-card > p {
    color: var(--ink-soft);
    font-size: 15px;
    line-height: 1.65;
  }
  .mini-process span { font-size: 12px; }
  .mini-process p {
    color: var(--ink-soft);
    font-size: 13.5px;
    line-height: 1.5;
  }
  .quiet-button { font-size: 13px; }

  .email-capture h3 { font-size: 19px; }
  .email-capture > p {
    color: var(--ink-soft);
    font-size: 13.5px;
    line-height: 1.55;
  }
  .email-capture label { font-size: 12.5px; }
  .email-row input { font-size: 14px; }
  .email-row button { font-size: 13px; }
  .email-capture > small {
    color: var(--muted);
    font-size: 11.5px;
    line-height: 1.5;
  }
  .form-error { font-size: 12.5px !important; }
  .email-success strong { font-size: 14px; }
  .email-success p { font-size: 12.5px; }

  .saving-summary span {
    color: rgba(255,255,255,.76);
    font-size: 13px;
  }
  .saving-summary small {
    color: rgba(255,255,255,.72);
    font-size: 12px;
  }
  .affiliate-disclosure p {
    color: var(--ink-soft);
    font-size: 13.5px;
    line-height: 1.6;
  }
  .affiliate-tag {
    font-size: 12px;
    font-weight: 700;
  }
  .ad-label {
    color: var(--muted);
    font-size: 11.5px;
    font-weight: 700;
  }
  .affiliate-card h2 { font-size: 30px; }
  .affiliate-desc {
    color: var(--ink-soft);
    font-size: 14px;
    line-height: 1.55;
  }
  .rate-example span {
    max-width: none;
    color: var(--muted);
    font-size: 12.5px;
  }
  .rate-example strong { font-size: 30px; }
  .affiliate-cta {
    font-size: 14px;
    line-height: 1.35;
  }
  .legal-example {
    color: var(--muted);
    font-size: 12px;
    line-height: 1.6;
  }
  .secondary-button { font-size: 14px; }

  .footer-brand strong { font-size: 16px; }
  .footer-brand p { font-size: 12px; }
  .footer-links { font-size: 12px; }

  @media (max-width: 980px) {
    .hero-layout {
      gap: 28px;
      padding-top: 42px;
      padding-bottom: 54px;
    }
    .hero-copy { max-width: 760px; }
    .trust-list {
      grid-template-columns: repeat(3, minmax(0, 1fr));
      gap: 12px;
    }
    .trust-item small { max-width: 190px; }
    .offers-grid { gap: 16px; }
    .affiliate-card { min-height: 0; }
  }

  @media (max-width: 720px) {
    .header-inner,
    .hero-layout,
    .how-it-works,
    .faq-section,
    .page-section,
    .footer-inner {
      width: min(100% - 24px, 1180px);
    }
    .header-inner { min-height: 64px; }
    .brand { gap: 9px; }
    .brand img { width: 36px; height: 36px; }
    .brand strong { font-size: 18px; }
    .progress-step > span { width: 31px; height: 31px; }

    .hero-layout {
      gap: 22px;
      padding: 26px 0 38px;
    }
    .hero-copy h1,
    .offers-heading h1 {
      margin: 10px 0 13px;
      font-size: 35px;
      line-height: 1.02;
      letter-spacing: -1px;
    }
    .eyebrow,
    .section-kicker { font-size: 13px; }
    .hero-lead,
    .offers-heading > div > p {
      font-size: 16px;
      line-height: 1.55;
    }
    .trust-list {
      margin-top: 19px;
      grid-template-columns: 1fr;
      gap: 8px;
    }
    .trust-item { gap: 10px; }
    .trust-item > span { width: 23px; height: 23px; }
    .trust-item strong { font-size: 14px; }
    .trust-item small { max-width: none; font-size: 12.5px; }
    .hero-note {
      margin-top: 18px;
      max-width: none;
      padding: 12px 13px;
      border-radius: 13px;
    }
    .hero-note p { font-size: 12.5px; }

    .calculator-card {
      padding: 15px;
      border-radius: 20px;
    }
    .card-heading {
      margin-bottom: 15px;
      padding: 2px 2px 0;
    }
    .card-heading h2 { font-size: 25px; }
    .loan-sections { gap: 10px; }
    .loan-section {
      padding: 14px;
      border-radius: 15px;
      box-shadow: none;
    }
    .loan-section-heading { margin-bottom: 15px; }
    .field-group { margin-bottom: 14px; }
    .field-label-row { margin-bottom: 7px; }
    .field-label-row label { font-size: 13.5px; }
    .field-label-row output { font-size: 13.5px; }
    .field-hint { margin-top: 7px; font-size: 12px; }
    .range-markers { font-size: 11px; }
    .effective-row { padding-top: 12px; }
    .effective-row > span { font-size: 12.5px; }
    .effective-row > strong { font-size: 17px; }
    .primary-button { min-height: 50px; }
    .button-note { margin-top: 8px; }

    .how-it-works,
    .faq-section { padding: 42px 0; }
    .how-it-works { padding-top: 38px; }
    .section-heading h2 { font-size: 30px; }
    .steps-grid { margin-top: 24px; gap: 10px; }
    .info-step {
      padding: 18px;
      border-radius: 15px;
    }
    .info-step h3 { margin: 15px 0 6px; font-size: 20px; }
    .info-step p { font-size: 14px; }
    .faq-section { gap: 22px; }
    .faq-list summary { padding: 17px 32px 17px 0; font-size: 17px; }
    .faq-list details p { margin-right: 18px; font-size: 14px; }

    .page-section { padding: 30px 0 52px; }
    .result-layout { margin-top: 18px; }
    .result-card { padding: 26px 21px; }
    .result-big-number { margin-top: 26px; font-size: 58px; }
    .result-big-label { margin-top: 11px; }
    .result-intro { margin-top: 25px; font-size: 16px; }
    .result-comparison { margin-top: 24px; }
    .next-step-card { padding: 22px 19px; }
    .next-step-card h2 { font-size: 27px; }

    .offers-heading { margin-top: 20px; }
    .affiliate-disclosure { margin-top: 24px; }
    .offers-grid { margin-top: 13px; gap: 12px; }
    .affiliate-card {
      min-height: 0;
      padding: 19px;
      border-radius: 18px;
    }
    .affiliate-card h2 { margin: 17px 0 5px; font-size: 28px; }
    .affiliate-desc { font-size: 14px; }
    .rate-example {
      margin-top: 17px;
      padding: 13px 0;
    }
    .rate-example strong { font-size: 27px; }
    .affiliate-cta {
      width: 100%;
      margin-top: 15px;
      padding: 12px 14px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      border-radius: 12px;
      background: var(--violet);
      color: #fff;
    }
    .legal-example {
      margin-top: 16px;
      padding-top: 0;
      font-size: 11.5px;
    }

    .footer-inner {
      min-height: 0;
      padding: 26px 0;
      gap: 20px;
    }
    .footer-links {
      flex-direction: column;
      align-items: flex-start;
      gap: 9px;
    }
    .scroll-top {
      height: 38px;
      right: 10px;
      bottom: calc(12px + env(safe-area-inset-bottom));
    }
  }

  @media (max-width: 430px) {
    .hero-copy h1,
    .offers-heading h1 { font-size: 33px; }
    .hero-layout { padding-top: 22px; }
    .calculator-card { padding: 13px; }
    .loan-section { padding: 13px; }
    .field-label-row { align-items: flex-start; }
    .field-label-row label { max-width: 62%; }
    .result-comparison {
      grid-template-columns: 1fr;
      gap: 11px;
      text-align: left;
    }
    .affiliate-topline { align-items: flex-start; }
  }


  /* V3: kompaktere flyt, tydeligere annonser og lik kortstruktur på alle skjermer */
  .result-page,
  .offers-page {
    padding-top: 24px;
  }

  .text-button {
    padding: 3px 0;
    gap: 7px;
    font-size: 13px;
    font-weight: 650;
    line-height: 1.35;
  }

  .result-layout { margin-top: 14px; }
  .offers-heading { margin-top: 14px; }

  .card-heading h2 { margin-top: 0; }
  .next-step-card > h2 { margin-top: 0; }

  .result-card {
    min-height: 0;
    padding: clamp(28px, 4vw, 44px);
  }
  .result-big-number { margin-top: 28px; }
  .result-intro { margin-top: 24px; }
  .result-comparison {
    margin-top: 24px;
    padding: 15px 17px;
    gap: 13px;
  }
  .result-comparison small {
    font-size: 12px;
    line-height: 1.3;
  }
  .result-comparison strong {
    font-size: 15px;
    white-space: nowrap;
  }
  .break-even {
    margin-top: 12px;
    padding: 15px 17px;
    display: block;
  }
  .break-even > div {
    gap: 5px;
    white-space: normal;
  }
  .break-even strong { font-size: 17px; }
  .break-even p {
    margin: 0;
    font-size: 13px;
    line-height: 1.5;
  }
  .result-disclaimer {
    margin-top: 22px;
    padding-top: 0;
  }

  .affiliate-disclosure p strong { color: var(--ink); }

  .offers-grid {
    align-items: stretch;
    gap: 18px;
  }
  .affiliate-card {
    min-height: 0;
    padding: 22px;
  }
  .affiliate-card h2 { margin: 20px 0 6px; }
  .affiliate-desc { min-height: 46px; }
  .rate-example { margin-top: 20px; }
  .affiliate-cta {
    width: 100%;
    min-height: 48px;
    margin-top: 17px;
    padding: 12px 14px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    border-radius: 12px;
    background: var(--violet);
    color: #fff;
  }
  .affiliate-cta:hover { background: var(--violet-dark); }
  .legal-example {
    margin: 16px 0 0;
    padding-top: 0;
  }

  @media (max-width: 720px) {
    .result-page,
    .offers-page {
      padding-top: 15px;
    }
    .text-button {
      font-size: 12.5px;
      margin-bottom: 0;
    }
    .result-layout,
    .offers-heading {
      margin-top: 10px;
    }
    .result-card {
      padding: 23px 19px;
    }
    .result-big-number {
      margin-top: 22px;
      font-size: 56px;
    }
    .result-intro {
      margin-top: 20px;
    }
    .result-comparison {
      grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
      gap: 8px;
      padding: 13px 12px;
    }
    .result-comparison > div:last-child { text-align: right; }
    .result-comparison small { font-size: 11px; }
    .result-comparison strong {
      font-size: 13px;
      white-space: normal;
    }
    .break-even { padding: 13px 14px; }
    .break-even strong { font-size: 15px; }
    .break-even p { font-size: 12.5px; }
    .result-disclaimer {
      margin-top: 18px;
      font-size: 12px;
    }
    .offers-heading h1 { margin-top: 0; }
    .affiliate-card { padding: 18px; }
    .affiliate-desc { min-height: 0; }
    .scroll-top { display: none !important; }
  }

  @media (max-width: 430px) {
    .result-comparison {
      grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    }
    .result-comparison strong { font-size: 12px; }
  }